Why should I use a mortgage adviser?

Simply put, we have the experience and expertise to help you navigate the 1000s of products available, and feel confident in what is likely to be the biggest purchase you'll ever make.

✔ access to 1000s of products

✔ years of experience

✔ single point of contact

✔ comparison of products

My bank can help me with my mortgage, and they won’t charge me an advice fee.

Your bank can indeed help you to navigate your way through the mortgage process, helping you select the best fit for you from their own r...

High inflation, and interest rate expectations, remain very much at the forefront of investors around the world. In Asia we saw some promising news – in Japan, the economy appears to be in slightly better shape than many expected, and in China, there are signs that the government is looking to be more supportive of its economy. Meanwhile central banks in the West continue to face the pressures of high inflation.

US: Hotter-than-expected inflation drags stocks down

Stocks lost ground, finishing the week with steep losses. One of the key d...

How would you manage if an accident stopped you working?

Matt was delighted when he landed his dream job as a football coach. He got to do what he loved every day. Life was good until, one day, he fell down the stairs and everything changed. Matt seriously hurt his back in the fall and now struggles to stand for any length of time. As a result, he needs regular physio and hasn’t been able to work since the accident. Managing the pain and being unable to do the job he loves is hard enough but his situation is made worse by the fact he is now...

It was a mixed week for markets across the world. Investors in the UK, US and Europe continue to worry about inflation, slowing growth and the impact that rising interest rates could have on these economies. Meanwhile, some relaxation in restrictions in China and Japan gave Japanese and Chinese stock markets a boost during the week.

US: Markets fall as recession fears rise

Stocks lost ground as investors continued to question whether the Federal Reserve will be able to rein in inflation without causing a recession. Whilst inflation ap...

Why homebuyers need to check their credit score

A good credit score is vital for homebuyers, as this is how lenders assess how much of a risk you pose. The UK has three main credit referencing agencies – Experian, Equifax and TransUnion. They use your personal banking information to assess how well you manage credit.

This is summarised in a credit report and by a single number - your credit score. Lots of things can affect your credit score.  What can you do to improve or maintain your credit health?

Check your credit report for errors

E...

Markets took a bit of a breather from the negative moves in the last few weeks, despite the ongoing uncertain outlook of slowing economic growth, rising inflation, and aggressive interest rate hikes from central banks. There are increasingly signs that inflation is beginning to peak which may in turn take the pressure of central banks to raise interest rates too aggressively.

US: Markets break their string of losses

The S&P 500 and the tech-heavy Nasdaq indices gained ground, breaking a string of seven consecutive weeks of losses. Every ...

Practically every penny of Mike’s monthly salary is accounted for so, as the cost-of-living crisis starts to bite, he’s worried about making ends meet. He’s started shopping around for cheaper deals on his broadband, mobile-phone contract, and car insurance, and he’s also cancelled his gym membership and a couple of his TV subscriptions. But he’s overlooked the bill offering the largest potential saving – his mortgage.

What is remortgaging?

Remortgaging involves taking out a new mortgage on a property you’ve already bought. You might do th...

In another volatile week in markets, the focus remains on how central banks plan on taming inflation and the impact this could have as economic growth around the world continues to slow down. Inflation appears to be having an impact on consumer confidence and therefore consumer spending. Central banks remain focussed on taming inflation, with the European Central Bank set to raise interest rates for this first time since the pandemic in the coming months.  Meanwhile in China, the central bank takes action to support its weakening property ma...

Why cohabiting couples should make a will

When Tom and Pete bought their first property together, life couldn’t have been better. They both had good jobs pulling in decent salaries and were excited about spending the rest of their lives together.

They chatted about making a will a few times, but somehow life always got in the way. Until one day, 10 years after moving in together, Pete got a call that would change his life forever – Tom had been killed in a car accident.

The intestacy trap

On top of grieving for his partner, Pete found he...